Ms. Hou has significant experience representing insurance carriers and policyholders in multi-million dollar coverage and defense actions. She previously served as in-house counsel in the coverage and defense offices of a large insurance carrier. She is well-versed in litigating policy language contained in CGL, E&O, D&O, commercial property, commercial transportation, and personal policies. She has successfully filed declaratory judgment actions and defended coverage cases involving various exclusions such as business risk, completed operations, expected/intended, breach of contract, sistership, pollution, and owned property. She has issued numerous coverage opinions and ROR letters in jurisdictions nationwide.
Ms. Hou handles cases from inception to trial. She has successfully defended policyholders in negligence, premises liability, dram shop, construction defect, design defect, product liability, employment, environmental contamination, and medical malpractice actions.
She has an M.B.A. in Finance and Management of Information Technology and has extensive experience with Relativity in preparing large-scale document productions.
Accomplishments & Civic Engagements
- Super Lawyer Rising Star (2008, 2009)
- Co-Author of an article published in the International Association of Defense Counsel (06/2008)
- Speaker at the NJ Defense Association Annual Convention (2007, 2008)
- Featured in "Bryn Mawr Now" (12/1994)
- Phyllus Turnbull Scholarship
- Bryn Mawr Alumnae Regional Scholarship
Areas of Practice
Subrogation Recovery and Defense
Toxic Tort/Mass Tort
Rutgers Advanced Technology Extension,
Certificate in Corporate Sustainability
Rutgers Law School,
Rutgers Business School
Bryn Mawr College
New Jersey, 2002
United States District Court, District Court of New Jersey
New York, 2003
United States District Court, Eastern District of Pennsylvania
United States District Court, Western District of Pennsylvania
District of Columbia, 2004